Rates Assistance

Colac Otway Shire Council collects rates to help fund local infrastructure and services.  While all property owners receive some benefit through the payment of rates and charges, it is important Council has a mechanism to consider the needs of property owners who are suffering genuine hardship.

Financial Hardship

If you are experiencing circumstances (financial, personal or otherwise) where further hardship would be incurred if payment of Council rates were enforced, you can apply to Council for assistance.  To be eligible for assistance, you must be experiencing ongoing financial hardship that is preventing you from paying the rates for your principle place residence.

Council has a Council Policy regarding assistance to rates debtors in hardship.  Under the policy, Council may waive interest that has already accrued and put a freeze on interest to allow you time to catch up on paying rates in arrears. 

View Council’s Policy regarding Assistance to Rates Debtors in Hardship here.

Colac Otway Shire Council is one of nine local organisations that developed the Financial Inclusion Action Plan (FIAP) in collaboration with Good Shepherd, to support customers in financial hardship. For more information on the FIAP, please visit: https://fiap.org.au/about/fiap-placebased 

Make a Payment Arrangement

To help you manage your rates account, Council offers a number of payment options which includes paying by instalments or making a payment arrangement.

Apply for Rates Financial Assistance

Council requires you to provide detailed information regarding your assets and liabilities, and income and expenditure in support of your application (this information is kept confidential). You can apply for rates assistance by filling out the form below.

You can return this form in person to one of Council’s customer service centres, email or via mail.

Financial Counselling Services

National Debt Helpline

Phone: 1800 007 007

Not-for-profit Victorian Government service providing free, confidential phone financial counselling for Victorians experiencing financial difficulty.

Website: www.ndh.org.au

Please contact National Debt Helpline to request a referral to see a financial counsellor at your local financial counselling service.

Please also visit the Money Help website for useful information on finance matters: www.moneyhelp.org.au

Power Saving Bonus

A $250 power saving bonus is available to all eligible Victorians

  • A $250 Power Saving Bonus available to eligible households once only per eligible household
  • Paid directly to the eligible applicant via EFT
  • Is available to over 900,000 eligible Victorian households with at least one eligible concession cardholder.

Available from 1 February 2021 until 31 January 2022.

More information is about eligibility and how to apply is available at the Good Shepherd website.

Apply Online